One-Bowl Pumpkin Cream Cheese Bread – Moist & Cozy
The Ultimate Homemade Pumpkin Cream Cheese Bread Recipe

As the leaves begin to turn and the air gets a crisp chill, there’s nothing quite like the comforting aroma of freshly baked goods filling your home. And when it comes to capturing the essence of autumn in a single bite, nothing does it quite like a warm slice of **Pumpkin Cream Cheese Bread**. This isn’t just any quick bread; it’s a moist, perfectly spiced pumpkin loaf swirled with a tangy, sweet cream cheese ribbon that melts in your mouth with every bite. It’s a truly magical combination that transforms a simple snack into an unforgettable experience.
Forget store-bought imitations; our recipe for **Pumpkin Cream Cheese Bread** brings together the best of fall flavors with an irresistible cream cheese swirl, creating a treat that’s surprisingly easy to make and guaranteed to become a family favorite. The balance between the earthy sweetness of pumpkin and the rich, slightly tart cream cheese filling is simply divine. It’s a bread that feels both indulgent and wonderfully comforting, making it ideal for everything from a special breakfast to a delightful afternoon pick-me-up.
Baking this **Pumpkin Cream Cheese Bread** is a sensory journey, from the moment the aromatic spices hit your nose to that first glorious taste. We’ll guide you through each step, ensuring your loaf turns out beautifully moist, perfectly spiced, and with that signature, luscious cream cheese swirl. Whether you’re looking for a delightful breakfast, a cozy afternoon treat, or a show-stopping dessert, this **Pumpkin Cream Cheese Bread** is the answer. Prepare to impress everyone with this incredibly delicious and perfectly balanced baked good. Let’s dive into creating a little bit of autumn magic right in your kitchen!
Ingredients for the Best Pumpkin Cream Cheese Bread

Gathering your ingredients is the first step to creating this delectable **Pumpkin Cream Cheese Bread**. You’ll find most of these items are pantry staples, ensuring that this cozy treat is always within reach when the craving strikes. Quality ingredients make all the difference in the final flavor profile of your **Pumpkin Cream Cheese Bread**.
- For the Pumpkin Bread:
- 2 ½ cups all-purpose flour
- 1 ½ cups granulated sugar
- 1 teaspoon baking soda
- ½ teaspoon baking powder
- ½ teaspoon salt
- 2 teaspoons ground cinnamon
- 1 teaspoon ground nutmeg
- ½ teaspoon ground ginger
- ¼ teaspoon ground cloves
- 1 (15 ounce) can pumpkin puree (ensure it’s not pumpkin pie filling, which is already spiced and sweetened)
- ½ cup vegetable oil (or melted unsalted butter for a richer flavor)
- 2 large eggs, at room temperature
- ½ cup milk (whole or 2%)
- 1 teaspoon vanilla extract
- For the Cream Cheese Swirl:
- 8 ounces cream cheese, softened to room temperature
- ½ cup granulated sugar
- 1 large egg yolk
- 1 teaspoon vanilla extract
How to Make Delicious Pumpkin Cream Cheese Bread
Creating this irresistible **Pumpkin Cream Cheese Bread** is a straightforward process, even for novice bakers. Follow these detailed steps to achieve a perfectly moist loaf with a beautiful, creamy swirl. The aroma alone will make your kitchen feel like the coziest place on earth.
- Prepare Your Pan and Oven: Preheat your oven to 350°F (175°C). Lightly grease and flour a 9×5-inch loaf pan, or line it with parchment paper, leaving an overhang on the sides to easily lift the bread out later. This preparation ensures your **Pumpkin Cream Cheese Bread** won’t stick.
- Make the Cream Cheese Swirl: In a medium bowl, combine the softened cream cheese, ½ cup granulated sugar, egg yolk, and 1 teaspoon vanilla extract. Using an electric mixer (or a whisk and some elbow grease), beat until the mixture is completely smooth, creamy, and free of lumps. Set this aside.
- Combine Dry Ingredients for the Pumpkin Bread: In a large bowl, whisk together the all-purpose flour, 1 ½ cups granulated sugar, baking soda, baking powder, salt, ground cinnamon, ground nutmeg, ground ginger, and ground cloves. Make sure these dry ingredients are well combined to ensure even spice distribution throughout your **Pumpkin Cream Cheese Bread**.
- Combine Wet Ingredients: In a separate medium bowl, whisk together the pumpkin puree, vegetable oil (or melted butter), large eggs, milk, and 1 teaspoon vanilla extract until smooth.
- Mix Wet and Dry: Pour the wet ingredients into the bowl with the dry ingredients. Mix with a spatula or spoon until just combined. Be careful not to overmix; overmixing can lead to a tough bread. A few streaks of flour are perfectly fine.
- Layer the Batter and Swirl: Pour about half of the pumpkin bread batter into your prepared loaf pan. Spoon dollops of the cream cheese mixture over the pumpkin batter. Then, carefully spoon the remaining pumpkin batter over the cream cheese layer. Finally, spoon the rest of the cream cheese mixture on top of the final pumpkin batter layer.
- Create the Swirl: Take a butter knife or a thin skewer and gently swirl it through the top layer of batter and cream cheese. Don’t swirl too deeply, as you want distinct layers rather than fully incorporated batter. This creates the beautiful marbled effect characteristic of **Pumpkin Cream Cheese Bread**.
- Bake: Place the loaf pan in the preheated oven and bake for 60 to 75 minutes. Baking time can vary, so start checking around the 60-minute mark. The bread is done when a wooden skewer or toothpick inserted into the center (trying to avoid hitting a large pocket of cream cheese) comes out clean or with moist crumbs, not wet batter.
- Cool: Once baked, remove the **Pumpkin Cream Cheese Bread** from the oven and let it cool in the loaf pan on a wire rack for about 15 minutes. This allows the bread to set before you move it. After 15 minutes, use the parchment paper overhang to carefully lift the bread out of the pan and transfer it directly to the wire rack to cool completely. Slicing too early can cause the bread to crumble.
Creative Ways to Serve Your Pumpkin Cream Cheese Bread

While a simple slice of warm **Pumpkin Cream Cheese Bread** is divine on its own, there are many ways to elevate this autumnal treat. This versatile dish is perfect for a variety of occasions and pairings.
Enjoy a thick slice for breakfast with your morning coffee or tea. It’s also an exceptional choice for a brunch spread, where its rich flavors will stand out. For an afternoon snack, it pairs wonderfully with a spiced chai latte or a glass of cold milk. To make it feel even more special, consider dusting your cooled **Pumpkin Cream Cheese Bread** with a sprinkle of powdered sugar just before serving. A dollop of lightly sweetened whipped cream or a drizzle of warm caramel sauce also makes for an elegant presentation, transforming it into a proper dessert. Don’t forget, a beautiful loaf of homemade **Pumpkin Cream Cheese Bread** also makes a thoughtful and much-appreciated hostess gift during the fall season.
Pumpkin Cream Cheese Bread: Your Questions Answered
We know you might have a few questions about making the perfect **Pumpkin Cream Cheese Bread**. Here are some of the most common inquiries we receive, along with our expert tips.
Q: Can I use pumpkin pie filling instead of pumpkin puree?
A: No, absolutely not. Pumpkin puree is 100% pure cooked pumpkin, while pumpkin pie filling has added spices and sweeteners. Using pie filling will drastically alter the flavor and sweetness balance of your **Pumpkin Cream Cheese Bread** and could result in an overly sweet or oddly textured loaf.
Q: How should I store leftover Pumpkin Cream Cheese Bread?
A: Because of the cream cheese swirl, it’s best to store your **Pumpkin Cream Cheese Bread** in an airtight container in the refrigerator. It will stay fresh for up to 5-7 days. You can enjoy it cold or gently warm slices in the microwave for a few seconds.
Q: Can I freeze Pumpkin Cream Cheese Bread?
A: Yes! This **Pumpkin Cream Cheese Bread** freezes beautifully. Once the bread is completely cooled, wrap the entire loaf or individual slices tightly in plastic wrap, then an additional layer of aluminum foil. It can be frozen for up to 2-3 months. Thaw at room temperature or in the refrigerator overnight before serving.
Q: Why did my cream cheese swirl sink to the bottom?
A: There are a few reasons this might happen. The most common is that the pumpkin batter was too thin, or the cream cheese mixture was too warm and runny. Ensure your cream cheese is softened but not melted. Also, avoid overmixing your pumpkin batter, as a denser batter is better able to support the cream cheese layer. Gently layering and swirling also helps.
Savor the Season with Homemade Pumpkin Cream Cheese Bread
There you have it – a perfectly moist, wonderfully spiced, and utterly irresistible loaf of **Pumpkin Cream Cheese Bread**. This recipe isn’t just about baking; it’s about creating memories, sharing warmth, and indulging in the true spirit of the season. The combination of rich pumpkin and tangy cream cheese truly makes this a standout treat that will impress everyone who tries it.
We encourage you to try this amazing **Pumpkin Cream Cheese Bread** and experience the joy of homemade goodness. It’s an accessible recipe that yields truly spectacular results, filling your home with an inviting aroma and your belly with pure comfort. We’d love to hear how your bread turned out! Share your experiences, tips, and photos in the comments below. For more delightful recipes that bring magic to your kitchen, be sure to explore MagicInKitchen.com. Happy baking!

Pumpkin Cream Cheese Bread
Cook Time: N/A
Total Time: 1 hour 30 minutes
Course: Dessert
Servings: 10-12 slices
Calories: 380
Ingredients
- 2 cups all-purpose flour
- 1 1/2 cups granulated sugar
- 1 teaspoon baking soda
- 1/2 teaspoon baking powder
- 1/2 teaspoon salt
- 2 teaspoons ground cinnamon
- 1 teaspoon ground nutmeg
- 1/2 teaspoon ground ginger
- 1/4 teaspoon ground cloves
- 2 large eggs, at room temperature
- 1 cup (240ml) vegetable oil
- 1 (15-ounce) can pumpkin puree (not pie filling)
- 1 teaspoon vanilla extract
- 8 ounces cream cheese, softened
- 1/4 cup granulated sugar (for filling)
- 1 large egg yolk
- 1/2 teaspoon vanilla extract (for filling)
Instructions
- Preheat your oven to 350°F (175°C). Grease and flour a 9×5 inch loaf pan, or line with parchment paper. In a large bowl, whisk together the flour, 1 1/2 cups granulated sugar, baking soda, baking powder, salt, cinnamon, nutmeg, ginger, and cloves. In a separate medium bowl, whisk together the eggs, vegetable oil, pumpkin puree, and 1 teaspoon vanilla extract until well combined. Pour the wet ingredients into the dry ingredients and mix with a spatula until just combined. Do not overmix. In another small bowl, beat the softened cream cheese with 1/4 cup granulated sugar, the egg yolk, and 1/2 teaspoon vanilla extract until smooth and creamy. Pour about half of the pumpkin batter into the prepared loaf pan. Carefully spoon dollops of the cream cheese mixture over the pumpkin batter. Pour the remaining pumpkin batter over the cream cheese layer. Using a knife or a skewer, gently swirl the cream cheese into the pumpkin batter a few times to create a marbled effect. Bake for 60-75 minutes, or until a wooden skewer inserted into the center comes out with moist crumbs, but no wet batter. If the top browns too quickly, tent loosely with aluminum foil. Let the bread cool in the pan for 15-20 minutes before inverting it onto a wire rack to cool completely before slicing.
Chef’s Notes: Ensure all ingredients for the pumpkin batter are at room temperature for best mixing. Do not overmix the batter; mix until just combined. The cream cheese layer will sink slightly, creating a beautiful marbled effect.
